HiddenCosts

For businesses, freelancers & individuals

Find your
hidden costs.

Upload your bank statements. HiddenCosts detects recurring expenses, forgotten subscriptions and potential savings in minutes — right in your browser.

Analyze my expenses
  • GDPR by design
  • No bank connection
  • Results in ~60s
  • CSV export

Your statements are parsed locally in your browser. Nothing is uploaded to a server in this analysis.

Your subscriptions
Adobe Creative Cloud
€71.99
OVHcloud
€241.30
Orange Pro
€92.00
Hiscox
€180.00
Dropbox Business
€19.99
Qonto
€29.00
Potential annual savings€0/year
Forgotten subscriptionsPrice increasesDuplicate toolsAnnual renewalsNew recurring costs

Before / After

Heavy fixed costs in. Lighter costs out.

Before HiddenCosts

€1,240/month

After

€820/month

−€420/month

Illustration — your actual numbers come from your own statements, in about a minute.

Method

Three steps. No bank connection.

01

Upload statements

PDF or CSV exports from any bank. 3 to 12 months gives the best signal. Files are read locally.

02

Detection engine

Deterministic algorithms find recurring charges, normalize merchants, spot price increases, duplicates and forgotten subscriptions.

03

Decide & save

Stamp each expense Keep, Optimize or Cancel. Your potential annual savings update instantly.

Privacy by design

Your statements stay yours.

Read the full privacy note
✓Statements are parsed locally in your browser — this analysis makes no server calls with your data.
✓IBANs, account numbers, card numbers and personal identifiers are stripped before any processing.
✓Only normalized transaction data is kept for the session, never the original document.
✓One click deletes everything. Session data expires automatically.

Find your hidden costs.

Analyze my expenses