HiddenCosts.ai

Terms of Service

HiddenCosts is a free tool in its MVP phase. By using it, you accept these terms.

01The service

HiddenCosts analyzes bank statements locally in your browser to detect recurring costs and simulate savings. It is provided "as is", with no warranty of availability, accuracy or fitness for a particular purpose.

02Not financial advice

HiddenCosts is not a licensed financial adviser. Detections, flags and savings estimates are informational only and not guaranteed — verify anything important before acting on it.

03Acceptable use

Only analyze statements you are legally entitled to process. Do not attempt to disrupt, reverse-engineer for abuse, or misuse the service.

04Liability & changes

To the extent permitted by law, we accept no liability for decisions taken based on the analysis. The service may evolve or be discontinued, and these terms may be updated; continued use means acceptance of the current version.